Who Needs a Special Needs Trust?
Planning for the future of a loved one with special needs involves careful consideration and strategy, especially when managing their financial well-being without compromising their access to essential benefits. A special needs trust (SNT) is a critical tool in this planning process. This article explores who can benefit from an SNT and why it may […]
What to Do When Your Spouse Needs Nursing Home Care
The realization that your spouse requires nursing home care is a significant and often heart-wrenching moment for many families. It marks a transition to a new phase of life with unique challenges and decisions. This article will guide you through the essential steps and considerations when arranging nursing home care for your spouse, ensuring they […]
Do I need a Will or a Revocable Living Trust in Pennsylvania? Choose the Right Path for Your Estate!
Planning for the future includes making important decisions about your assets and how you want them distributed after you’re gone. In Pennsylvania, you have two primary tools at your disposal: Wills and Revocable Living Trusts. (RLT) But which one is right for you? This blog post will explore the key differences between Wills and RLT’s […]
When Is the Right Time to Start Long-Term Care Planning?
Long-term care planning is a crucial aspect of financial and health care planning that often gets overlooked until it’s urgently needed. This oversight can lead to stress, financial strain, and limited options. Starting long-term care planning at the right time is essential for ensuring that you and your loved ones have the necessary support and […]
What to Do If You Suspect Financial Elder Abuse
Financial elder abuse is a critical issue that affects some of our most vulnerable community members. As our population ages, the frequency of financial exploitation cases involving elders is disturbingly on the rise. This type of abuse involves the unauthorized or improper use of an elder’s funds, property, or assets, often by someone they know […]
Do You Know the Signs of a Heart Attack?
Heart attacks result in some 325,000 people dying each year before they ever reach the hospital for help. Many of these deaths are preventable. A heart attack is a serious medical emergency that occurs when the blood supply to the heart muscle is blocked, often as a result of a build-up of fatty deposits in […]
When Should I Shred My Important Documents?
It’s spring! And the perfect time to clean your desk and file cabinets. But with that comes the question… What Documents Can You Dispose of and What Should You Keep? Here are some basic guidelines to help you get started: Tax Returns As a general rule, you should keep federal income tax returns, along with […]
Don’t be a victim: Protecting yourself online as a senior
As more and more of our lives move online, it’s important to ask ourselves how private our data is. Cybercriminals often prey on seniors because they are seen as an easy target. They may not be as tech-savvy as younger generations and may be more likely to trust emails or phone calls from strangers. Protecting […]
Can You Visit Nursing Home Residents After They are Vaccinated?
COVID vaccines are starting to roll out to nursing homes across the country, signaling the beginning of the end of the pandemic. Once your loved one has had both doses of the vaccine, you may be able to visit, but precautions are still necessary.
Using Life Insurance as Part of Your Estate Plan
Life insurance can play a few key roles in an estate plan, depending on your age and situation in life.
